Interest Rates

Interest on Saving

 
S.N Types of Saving Interest Rate
1. Group Fund Saving 5%
2. Personal Saving 6%
3. Family Saving 6%
4. Group Upakar Saving 4%
5. Educational Child Saving 6%
6. Educational and Pension Saving As per planning
7. Pewa Bachat 8%
8. Term Saving 6% on 6 month ,7% on  1 year and 8% on above period
9. Institutional Saving Mutual Understanding
   

Interest on Loan
S.N Types of Loan Maximum Loan Size Interest Rate in diminishing Interest Rate in flat
1 General Loan Without collateral
2,00,000
18% 10%
2 Occupational Loan Without collateral
3,00,000
With Collateral
7,00,000
18%

16%
10%
3 Seasonal Loan Without collateral
1,00,000
18% 10%
4 Biogas Without collateral
60,000
18% 10%
5 Irrigation Loan   18% 10%
6 Micro Enterprese Loan Without collateral
3,00,000
With Collateral
7,00,000
18%

16%
10%
7 Agriculture and Livestock Without collateral
2,00,000
With Collateral
3,00,000
18%

16%
10%
8 Educational Loan Without collateral
1,00,000
With Collateral
3,00,000
16% 8%
9 Foreign Employment Loan Without collateral
1,00,000
With Collateral
3,00,000
20% 12%
10 Green Financing   18% 10%
11 Housing Loan Maximum Loan Size
4,00,000
18% 12%
12 Collective Lending Without collateral
3,00,000
With Collateral
7,00,000
18%
 
16%
12%
13 Commodity Loan Maximum Loan Size 3,00,000
With Collateral
Without Collateral

16%
18%
12%
14 Group Upakar Kosh Loan Maximum loan size is 50% out of total group upakar kosh by keeping Rs.500 minimum balance 16%
 
 
8%
15 Agricultural tools purchasing Loan Maximum Loan Size
Rs.7,00,000
With collateral
18% 12%
16 Institutional Loan   Mutual Understanding Mutual Understanding